{"id":124093,"date":"2026-02-19T13:10:48","date_gmt":"2026-02-19T13:10:48","guid":{"rendered":"https:\/\/tamsanews.kr\/?p=124093"},"modified":"2026-02-20T13:11:07","modified_gmt":"2026-02-20T13:11:07","slug":"%ea%b8%88%ec%9c%b5%ec%a0%95%eb%b3%b4%eb%b6%84%ec%84%9d%ec%9b%90-fatf-%ec%b4%9d%ed%9a%8c-%ec%b0%b8%ec%84%9d-%ea%b0%80%ec%83%81%ec%9e%90%ec%82%b0%c2%b7%ec%82%ac%ec%9d%b4%eb%b2%84-%ec%82%ac","status":"publish","type":"post","link":"https:\/\/tamsanews.kr\/?p=124093","title":{"rendered":"\uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0, FATF \ucd1d\ud68c \ucc38\uc11d… “\uac00\uc0c1\uc790\uc0b0\u00b7\uc0ac\uc774\ubc84 \uc0ac\uae30 \ub300\uc751 \ubc0f \uae00\ub85c\ubc8c \uacf5\uc870 \uac15\ud654”"},"content":{"rendered":"

\uacf5\uc775\ud0d0\uc0ac\ub274\uc2a4 \uae40\ud604\uc218 \uae30\uc790 \/ \uae08\uc735\uc704\uc6d0\ud68c \uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0(FIU)\uc740 \uc9c0\ub09c 2\uc6d4 9\uc77c\ubd80\ud130 13\uc77c\uae4c\uc9c0 \uba55\uc2dc\ucf54 \uba55\uc2dc\ucf54\uc2dc\ud2f0\uc5d0\uc11c \uac1c\ucd5c\ub41c ‘\uc81c34\uae30 5\ucc28 \uad6d\uc81c\uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uae30\uad6c(FATF) \ucd1d\ud68c’\uc5d0 \ud55c\uad6d \ub300\ud45c\ub2e8(\uc218\uc11d\ub300\ud45c: \uc774\ud615\uc8fc FIU \uc6d0\uc7a5)\uc774 \ucc38\uc11d\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc774\ubc88 \ucd1d\ud68c\uc5d0\ub294 \ubc95\ubb34\ubd80, \uc678\uad50\ubd80, \uae08\uac10\uc6d0 \ub4f1 \uad00\uacc4\uae30\uad00 \uc804\ubb38\uac00 8\uba85\uc774 \ub3d9\ud589\ud558\uc5ec \uc790\uae08\uc138\ud0c1 \ubc0f \ud14c\ub7ec\uc790\uae08\uc870\ub2ec \ubc29\uc9c0\ub97c \uc704\ud55c \uad6d\uc81c\uc801 \ub17c\uc758\ub97c \uc9c4\ud589\ud588\ub2e4.<\/span><\/p>\n

\uc774\ubc88 \ucd1d\ud68c\uc5d0\uc11c \ud68c\uc6d0\uad6d\ub4e4\uc740 \ub514\uc9c0\ud138 \uae30\uc220\uc744 \uc545\uc6a9\ud55c ‘\uc0ac\uc774\ubc84 \uc0ac\uae30(Cyber-Enabled Fraud)’\uc5d0 \uc801\uadf9 \ub300\uc751\ud558\uae30\ub85c \ud588\ub2e4. FATF\ub294 \uac01\uad6d\uc774 \uc704\ud5d8\uc778\uc2dd\uc744 \uc81c\uace0\ud558\uace0 \uac00\uc0c1\uc790\uc0b0 \uaddc\uc81c \ud3b8\uc785, \uc790\uc0b0\ud68c\uc218 \uac15\ud654 \ub4f1\uc744 \ud575\uc2ec \ub3c4\uad6c\ub85c \ud65c\uc6a9\ud574\uc57c \ud55c\ub2e4\ub294 \ubcf4\uace0\uc11c\ub97c \ucc44\ud0dd\ud588\ub2e4. \ud55c\uad6d \ub300\ud45c\ub2e8\uc740 \ub3d9\ub0a8\uc544 \ub4f1\uc9c0\uc5d0\uc11c \uae30\uc2b9\uc744 \ubd80\ub9ac\ub294 \uc870\uc9c1\uc801 \uc0ac\uc774\ubc84 \uc2a4\ucea0\uc758 \uc2ec\uac01\uc131\uc744 \uac15\uc870\ud558\uba70 \uc774\ubc88 \ubcf4\uace0\uc11c \ucc44\ud0dd\uc5d0 \ud658\uc601\uc758 \ub73b\uc744 \ud45c\ud588\ub2e4.<\/span><\/p>\n

\ub610\ud55c, \uac00\uc0c1\uc790\uc0b0 \ubd84\uc57c\uc758 \uaddc\uc81c \uacf5\ubc31\uc744 \uc774\uc6a9\ud55c \ubc94\uc8c4\ub97c \ub9c9\uae30 \uc704\ud574 ‘\ubbf8\uc2e0\uace0 \uc5ed\uc678 \uac00\uc0c1\uc790\uc0b0\uc0ac\uc5c5\uc790(Offshore VASPs)’\uc640 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uae09\uc99d\ud558\ub294 ‘\uc2a4\ud14c\uc774\ube14 \ucf54\uc778’\uc758 \uac1c\uc778 \uac04 \uac70\ub798(P2P) \uc704\ud5d8\uc744 \ubd84\uc11d\ud55c \ubcf4\uace0\uc11c\ub3c4 \ud568\uaed8 \ucc44\ud0dd\ub418\uc5c8\ub2e4. \ud2b9\ud788 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \uad00\ub828 \ubcf4\uace0\uc11c\uc5d0\ub294 \ud55c\uad6d \uae08\uc735\uc5f0\uad6c\uc6d0\uc774 \uc791\uc131\uc5d0 \uc9c1\uc811 \ucc38\uc5ec\ud558\uc5ec \uad6d\ub0b4 \uc81c\ub3c4 \ub3c4\uc785\uc744 \uc704\ud55c \uae30\ubc18\uc744 \ub9c8\ub828\ud588\ub2e4.<\/span><\/p>\n

\"\"

FATF \uba55\uc2dc\ucf54 \ucd1d\ud68c. (\uc0ac\uc9c4=FATF \ub204\ub9ac\uc9d1)<\/p><\/div>\n

FATF\ub294 \uc774\ubc88 \ucd1d\ud68c\uc5d0\uc11c\ub3c4 \ubd81\ud55c\uacfc \uc774\ub780\uc5d0 \ub300\ud574 ‘\ub300\uc751\uc870\uce58(Black List)’ \uc9c0\uc704\ub97c, \ubbf8\uc580\ub9c8\uc5d0 \ub300\ud574 ‘\uac15\ud654\ub41c \uace0\uac1d\ud655\uc778’ \uc9c0\uc704\ub97c \uc720\uc9c0\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4. \ud2b9\ud788 \uc774\ub780\uc5d0 \ub300\ud574\uc11c\ub294 \ud14c\ub7ec\uc790\uae08\uc870\ub2ec \ubc0f \ud655\uc0b0\uae08\uc735 \uc704\ud5d8\uc774 \uace0\uc870\ub428\uc5d0 \ub530\ub77c \uad6d\uc81c\uc0ac\ud68c\uc758 \ub300\uc751\uc744 \ucd09\uad6c\ud558\ub294 \uac15\ud654\ub41c \uc131\uba85\uc744 \ubc1c\ud45c\ud588\ub2e4. \ud55c\ud3b8, ‘\uac15\ud654\ub41c \uad00\ucc30\ub300\uc0c1 \uad6d\uac00(Grey List)’\uc5d0\ub294 \ucfe0\uc6e8\uc774\ud2b8\uc640 \ud30c\ud478\uc544\ub274\uae30\ub2c8\uac00 \uc2e0\uaddc \ucd94\uac00\ub418\uc5b4 \ucd1d 22\uac1c\uad6d\uc774 \uba85\ub2e8\uc5d0 \uc62c\ub790\ub2e4.<\/span><\/p>\n

\uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c\uc758 \uacb0\uc18d\uc744 \uc704\ud574 FATF \uc9c0\uc5ed\uae30\uad6c(FSRB)\uc758 \ucc38\uc5ec\ub97c \ud655\ub300\ud558\ub294 \ubc29\uc548\ub3c4 \ub17c\uc758\ub418\uc5c8\ub2e4. \ud55c\uad6d\uc740 \uac1c\ub3c4\uad6d\uc758 \uc5ed\ub7c9 \uac15\ud654\ub97c \uc704\ud574 FATF\uc640 \uc9c0\uc5ed\uae30\uad6c \uac04 \ud611\ub825\uc744 \ud1b5\ud55c \ud559\uc2b5 \ubc0f \ubc1c\uc804 \ud3ec\ub7fc(LDF) \ud655\ub300\ub97c \uc801\uadf9 \uc81c\uc548\ud588\ub2e4.<\/span><\/p>\n

\ud55c\uad6d \uc815\ubd80\uc758 \uc9c0\uc6d0\uc73c\ub85c \uc6b4\uc601 \uc911\uc778 ‘FATF \ubd80\uc0b0 \ud2b8\ub808\uc778(\uad50\uc721\uae30\uad6c)’\uc5d0 \ub300\ud55c \ub17c\uc758\ub3c4 \uc2ec\ub3c4 \uc788\uac8c \uc774\ub904\uc84c\ub2e4. \uc5d8\ub9ac\uc0ac \ub9c8\ub4dc\ub77c\uc870 FATF \uc758\uc7a5\uc740 \ud55c\uad6d\uc758 \uc790\ubc1c\uc801 \uae30\uc5ec\uc5d0 \uac10\uc0ac\ub97c \ud45c\ud558\uba70, \ubd80\uc0b0 \ud2b8\ub808\uc778\uc758 \uac15\uc0ac\uc9c4 \uc804\ubb38\uc131 \uac15\ud654\uc640 \uae30\ub2a5 \ud655\ub300\ub97c \uc704\ud55c \uc911\uc7a5\uae30 \uc9c0\uc6d0 \ubc29\uc548\uc744 \ubaa8\uc0c9\ud558\uae30\ub85c \ud588\ub2e4.<\/span><\/p>\n

\ub610\ud55c \uc774\ud615\uc8fc \uc6d0\uc7a5\uc740 \uc2f1\uac00\ud3ec\ub974 \uae08\uc735\ub2f9\uad6d\uacfc \uba74\ub2f4\uc744 \uac16\uace0, \uc81c5\ucc28 \ub77c\uc6b4\ub4dc \uc0c1\ud638\ud3c9\uac00 \uc218\uac80 \uacbd\ud5d8\uc744 \uccad\ucde8\ud588\ub2e4. \uc774 \uc6d0\uc7a5\uc740 “\ud55c\uad6d\uc758 \uc0c1\ud638\ud3c9\uac00(\u201828.3\uc6d4~)\uac00 \uc57d 2\ub144 \uc55e\uc73c\ub85c \ub2e4\uac00\uc628 \ub9cc\ud07c, \ubc94\ubd80\ucc98 \ud569\ub3d9 \ub300\uc751\ub2e8\uc744 \uad6c\uc131\ud574 \ud2b9\uc815\ube44\uae08\uc735\uc0ac\uc5c5\uc790(DNFBPs)\uc758 \uc758\ubb34 \ubd80\uacfc \ubc0f \ubc95\uc778 \uc2e4\uc18c\uc720\uc790 \uc815\ubcf4 \ud22c\uba85\uc131 \uac15\ud654 \ub4f1 \uad6d\ub0b4 \ubc95\uc81c\ub97c \uc815\ube44\ud574 \ub098\uac08 \uac83”\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/span><\/p>\n

\uc774\ubc88 \ucd1d\ud68c\uc5d0\uc11c\ub294 \uc601\uad6d\uc758 \uc790\uc77c\uc2a4 \ud1b0\uc2a8(Giles Thomson)\uc774 \uc2e0\uc784 \uc758\uc7a5\uc73c\ub85c \uc120\ucd9c\ub418\uc5c8\ub2e4. FATF\ub294 \uc2e0\uc784 \uc758\uc7a5\uc758 \uc784\uae30(\u201826.7\uc6d4~\u201928.6\uc6d4)\uc5d0 \ub9de\ucdb0 \ubc94\uc8c4\u00b7\ubd80\ud328 \uc608\ubc29\uacfc \uc9c0\uc18d \uac00\ub2a5\ud55c \uacbd\uc81c \ubc1c\uc804\uc744 \uc704\ud55c \uc804\ub7b5\uc801 \uc6b0\uc120\uc21c\uc704\ub97c \ucc44\ud0dd\ud588\ub2e4. \ud55c\uad6d\uc740 \ud2b9\ud788 \uc704\ud5d8\uae30\ubc18\uc811\uadfc(RBA) \ubc0f \uac10\ub3c5(RBS)\uc758 \uc2e4\ud6a8\uc131 \uc81c\uace0\ub97c \uc704\ud574 \ubbfc\uac04\uacfc \uac10\ub3c5 \ub2f9\uad6d \uac04\uc758 \uae34\ubc00\ud55c \ud611\ub825\uc744 \uac15\uc870\ud588\ub2e4.<\/span><\/p>\n

\uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0\uc740 \ud5a5\ud6c4 2026\ub144 6\uc6d4 \ud504\ub791\uc2a4 \ud30c\ub9ac\uc5d0\uc11c \uac1c\ucd5c\ub420 \uc608\uc815\uc778 \ucc28\uae30 \ucd1d\ud68c\uc5d0\ub3c4 \ucc38\uc11d\ud558\uc5ec \uad6d\uc81c\uae30\uc900 \uc774\ud589 \ub17c\uc758\uc5d0 \uc8fc\ub3c4\uc801\uc73c\ub85c \ucc38\uc5ec\ud560 \uacc4\ud68d\uc774\ub2e4.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\uacf5\uc775\ud0d0\uc0ac\ub274\uc2a4 \uae40\ud604\uc218 \uae30\uc790 \/ \uae08\uc735\uc704\uc6d0\ud68c \uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0(FIU)\uc740 \uc9c0\ub09c 2\uc6d4 9\uc77c\ubd80\ud130 13\uc77c\uae4c\uc9c0 \uba55\uc2dc\ucf54 \uba55\uc2dc\ucf54\uc2dc\ud2f0\uc5d0\uc11c \uac1c\ucd5c\ub41c ‘\uc81c34\uae30 5\ucc28…<\/p>\n","protected":false},"author":1,"featured_media":124094,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[5],"tags":[12],"class_list":["post-124093","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-5","tag-12"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/posts\/124093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=124093"}],"version-history":[{"count":1,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/posts\/124093\/revisions"}],"predecessor-version":[{"id":124095,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/posts\/124093\/revisions\/124095"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=\/wp\/v2\/media\/124094"}],"wp:attachment":[{"href":"https:\/\/tamsanews.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=124093"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=124093"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tamsanews.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=124093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}